Who
we are.
Who
we are.
Terms and Conditions
Any expression of opinion, including estimates and projections are those of the authors at the time of writing and do not necessarily represent the opinions of Summit Asset Management Limited and may be changed at any time and without notice. Products and services found through the site may not be appropriate for or available to you. Please note that any examples, calculations, prices, rates and projections quoted on this website are non-binding and are provided for guidance only and may not necessarily be accurate or relevant to your personal financial circumstances or needs, nor are they intended to be.
Access
This website is not intended to be accessed or used by any person or entity in any jurisdiction or country where distribution of our products and services would be contrary to law or regulation. Individuals or entities in jurisdictions where such laws or regulations apply must not access or use this site. Specifically, this website is not intended for residents of the United States. It is the responsibility of the individual or entity to know if the laws and regulations of their jurisdiction permit them to access this website. If you are unsure as to the legality of accessing or using this website you should exit this website immediately.
Not an offer to Sell or Buy
This website is for informational purposes only and does not constitute a recommendation or an offer to sell or a solicitation of an offer to buy any investment or to take part in any other transaction. It does not in any way provide advice, advertise or promote any particular investment or strategy, nor does it encourage persons or entities to enter into any investment transaction or into any legal relations for the provision of any investment management or advisory services that may be referenced herein and has no legal or contractual value. Any offer or solicitation of products or services will be evidenced by the signing of the appropriate agreement by both parties, be it fund prospectus, investment management agreement, investment mandate, or such written agreement as may be required, accompanied by the relevant Terms and Conditions and only in jurisdictions where permitted by law. These Terms and Conditions are in addition to any other Terms and Conditions applicable to your Summit account(s) or product(s) and do not replace them.
No recommendation or advice
Nothing contained in this website, including any information, opinions or strategies discussed, is intended to be or should be construed as legal, tax, investment or other advice. The information or opinions expressed are not relevant to any individual or entity or their specific investment objectives, financial situation and needs. It is the responsibility of the individual or institution to make their own assessment and decision, whilst we strongly recommend you seek advice from a suitably qualified professional before entering into any agreement.
Any expression of opinion, including estimates and projections are those of the authors at the time of writing and do not necessarily represent the opinions of Summit Asset Management Limited and may be changed at any time and without notice. Products and services found through the site may not be appropriate for or available to you. Please note that any examples, calculations, prices, rates and projections quoted on this website are non-binding and are provided for guidance only and may not necessarily be accurate or relevant to your personal financial circumstances or needs, nor are they intended to be.
No liability
Summit Asset Management is not accountable for and shall not be liable for or held responsible for any loss, damage or expense of any kind, either direct or indirect, including loss of profits or revenue or savings or other financial or economic loss, loss of business or goodwill, loss of or damage to data, wasted or lost management time, arising from use of or access to the site, or from relying on the information or content herein, even if advised of the possibility of such loss or damage or if such loss or damage was foreseeable.
Summit Asset Management and its Directors, Officers, employees, contractors and third parties will not be liable for any claims and expenses, including attorney's fees and legal fees and costs, arising out of your use of this website or your breach of these Terms and Conditions.
Affirmation of Non-Solicitation of Account
In contacting Summit Asset Management through information provided on this website, including via email or telephone, the person or entity acknowledges that they have asked Summit Asset Management to provide investment management services and that such person or entity was not solicited in any way.
Not Guaranteed or Insured
Any investment instrument, including securities, futures, options, financial instruments, alternative investments and investment funds referenced to on this website are not insured by any government agency insurance scheme and are not guaranteed by Summit Asset Management. Whilst we exist to make informed investment recommendations to protect and enhance your capital, there is risk in investing in securities, futures, options, financial instruments, alternative investments, mutual funds and investment funds, or any financial or investment instrument, including the possible loss of some or all capital. Summit Asset Management has the final determination as to your eligibility for a service, specific investment or strategy, and where appropriately engaged by the client.
The value of any investment can go down as well as up and, as a result, the investor may not get back the amount originally invested. Past performance is no guarantee of future performance.
At your own risk
Whilst we make every effort to ensure and verify the content is accurate and complete, Summit Asset Management cannot guarantee nor can it be held liable for the accuracy or completeness of any information and expressly disclaims liability for any information, including errors or omissions, found on or through it. Whilst information may be accurate at the time of publication, Summit Asset Management is under no obligation to update such information.
The use of this website and the content is entirely at your own risk and Summit Asset Management makes no representation or warranty, express or implied, of any kind for the appropriateness, accuracy or fitness for purpose or use over any of the content found on the website or through it. Links to third party websites do not constitute a recommendation of their products and services or an endorsement of the same. You are advised to read the Terms and Conditions of any third party websites.
Links to Summit's website from third party sites requires Summit's prior written consent, however Summit can refuse to consent to any link without giving reason. We can suspend or discontinue the use of this website or any content at any time and for any reason.
We have no control and are not responsible for any information or services provided by third parties and accessed through us or our website.
This website must not be used to solicit any business, nor to recommend or advise on any security, investment or tax strategy. Summit Asset Management accepts no liability for any loss or damage arising from the improper use of this website.
Conflict of Interest and Material Interests
At any time directors and employees of or consultants and third parties to Summit Asset Management, may enter into or exit positions, or trade investment instruments of any kind, whether mentioned in this website or not. It is possible that they have directorships with companies in which such investments are made and that such investments mean they have a material interest in a company or companies. Summit Asset Management Ltd. and such individuals or entities are under no obligation to disclose these material interests, or potential or actual conflicts of interest, unless where required for legal or regulatory reasons.
You accept and agree that Summit Asset Management is entitled to provide services to, or effect transactions with or for you, notwithstanding that they may have a material interest or a conflict of interest in such investment, and that you consent to Summit acting however they consider appropriate in such situations.
Summit Asset Management may receive payments for providing services to or conducting transactions for other clients and their own accounts, whilst receiving payment from your own account also. Such payments shall have no bearing on one another and Summit shall receive such payment as it deems appropriate for services provided or transactions conducted, regardless of those received on your account.
Contact via email
This website recommends communication with Summit Asset Management via email. Please be reminded that such communication over the internet is not necessarily secure or confidential and may be lost, intercepted or corrupted. Summit cannot be held responsible for any messages sent or received over the internet and disclaims any liability for such.
Website Ownership
Unless to the extent required by current law and/or regulation, or through any rights accruing to third parties, all content found on this website, including any information, trademarks, trade names and logos, belongs to Summit Asset Management and shall remain the exclusive property of Summit Asset Management. All rights to the website remain with Summit Asset Management and we reserve the right to withdraw or alter any products, services or content referenced herein.
You may not copy, reproduce, transmit, alter, distribute or use any of the content of the website or all of it, in any way for public or commercial use, without the prior written permission of Summit Asset Management or the relevant third party. Use of any content for any other purpose than your personal access and review violates Summit Asset Management's intellectual property rights.
This website is owned and operated by Summit Asset Management, Barbados, such that those who access the website from other locations are responsible for compliance with all applicable local laws.
Privacy Policy
Our Privacy Policy outlines how we may use your personal data. If there is any conflict between the Privacy Policy and these Terms and Conditions, these Terms and Conditions will take precedence over the Privacy Policy.
We may record and review telephone conversations, for example to verify instructions received, or for any other reason including for training or quality control purposes.
Similarly, we may monitor internet communications, including checking for viruses to ensure our internet security is properly maintained and for other reasons, including the detection of fraud and unauthorized use of content.
Cookies
We use cookies to facilitate your access to our website and monitor how our website is used by our website visitors. The information gathered is used to improve our website and enhance the experience of our visitors, however does not include gathering any personal information outside of that explicitly provided by the user to login if they need to, or when the user requests to be provided with information, for example if registering to receive a newsletter. You may manage cookies in your internet browser settings.
Clients of Summit Asset Management Ltd. are encouraged to notify us of any changes to your personal details so we can keep our information current.
Complaints Procedure
It is our goal to provide an exemplary service to our clients. If however, you have a complaint, please telephone or call our Client Services Department, Summit Asset Management Ltd., John W. Lovell Building, Suite 100, Lower Collymore Rock, St. Michael, Barbados. Tel.: (246) 436 1280.
Laws of Barbados & Severability
The use of this website and all information and content found on it, including these Terms and Conditions and your agreement to them shall be governed by and construed in accordance with the laws of Barbados. You consent that any litigation in respect of disputes or claims arising out of the use of this website, its content or information therein, or these Terms and Conditions will be undertaken in Barbadian Courts and that the Courts of Barbados have sole jurisdiction to resolve any such dispute or claim. If any provision of these terms is deemed unlawful, void, or for any reason unenforceable, then the invalidity of that provision will not affect the validity of the remaining provisions of these Terms and Conditions, which remain in full effect.
General
Use of this website includes any attempted use or attempt to access information herein and is subject to these Terms and Conditions.
Should any specific term of these Terms and Conditions be waived for any reason and at any time, such waiver will be in respect of that specific term at that particular time only and will not constitute an ongoing waiver for such or any other terms, or necessitate a waiver of that term or any other term in the future.